Allows employees to set aside money on a pre-tax basis to pay
for eligible health care expenses for themselves and their
qualified dependents.

Allows employees to set aside money on a pre-tax basis to pay for
eligible childcare or other qualified dependent care expenses.

Allows an employer more control over their healthcare costs by
allowing them to reduce premiums and design the health plan for
their employees in the most cost effective method.

Allows an employer more control over their healthcare costs by
allowing them to reduce premiums and design the health plan for
their employees in the most cost effective method.

Allows employees to pay for commuter, transit, and
qualified parking expenses with pre-tax dollars.

COBRA is a federal requirement for most employers with 20 or more employees
and allows employees, retirees, spouses, and dependent children the right to
continue their employer sponsored health coverage at group rates after experiencing
certain qualifying events where the coverage would otherwise end.

Provides the necessary ERISA language in one governing plan document
for all insurance policy contracts. A Wrap Plan Document provides the
necessary ERISA “bells & whistles’ by incorporating (or wrapping itself around)
the insurance policy or similar third-party contract.

Allows employees to pre-tax their qualified insurance benefit premiums.
All qualified benefits are deducted from payroll prior to federal,
state, and FICA taxes.