• Flexible Spending Account
    Flexible Spending Account
    Allows employees to set aside money on a pre-tax basis to pay
    for eligible health care expenses for themselves and their
    qualified dependents.
  • Dependent Care Reimbursement Account
    Dependent Care Reimbursement Account
    Allows employees to set aside money on a pre-tax basis to pay for
    eligible childcare or other qualified dependent care expenses.
  • Health Reimbursement Arrangement
    Health Reimbursement Arrangement
    Allows an employer more control over their healthcare costs by
    allowing them to reduce premiums and design the health plan for
    their employees in the most cost effective method.
  • Health Savings Account
    Health Savings Account
    Allows an employer more control over their healthcare costs by
    allowing them to reduce premiums and design the health plan for
    their employees in the most cost effective method.
  • Transit Plan
    Transit Plan
    Allows employees to pay for commuter, transit, and
    qualified parking expenses with pre-tax dollars.
  • COBRA and Retiree Billing Administration
    COBRA and Retiree Billing Administration
    COBRA is a federal requirement for most employers with 20 or more employees
    and allows employees, retirees, spouses, and dependent children the right to
    continue their employer sponsored health coverage at group rates after experiencing
    certain qualifying events where the coverage would otherwise end.
  • Wrap Documents
    Wrap Documents
    Provides the necessary ERISA language in one governing plan document
    for all insurance policy contracts. A Wrap Plan Document provides the
    necessary ERISA “bells & whistles’ by incorporating (or wrapping itself around)
    the insurance policy or similar third-party contract.
  • Section 125 Cafeteria Plan (Premium Only Plan)
    Section 125 Cafeteria Plan (Premium Only Plan)
    Allows employees to pre-tax their qualified insurance benefit premiums.
    All qualified benefits are deducted from payroll prior to federal,
    state, and FICA taxes.

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BMS LLC of Louisville, Kentucky was started on August 1, 1995. Specializing in Third Party Administration services, BMS has always prided itself in quickly addressing the needs of its clientele including employers, their employees, and the insurance agent/broker community.

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